Insurance-approved trackers provide an extra layer of vehicle security and, in some instances, can be required by insurance policies on vehicle makes and models.
At FitMyTracker, we offer a range of Thatcham-certified S5, S7, Cat 5 and Cat 6 trackers, with options for different vehicles and security requirements.
All trackers include free nationwide installation by approved installers. Always check your insurance policy to confirm which tracker specification is required for your vehicle.
What Is an Insurance Approved Tracker?
An insurance-approved tracker is a vehicle tracking system that meets the security requirements specified by an insurer or insurance policy. These trackers can use GPS location technology, professional monitoring and security features to help locate a vehicle if it is stolen.
Many insurance-approved trackers are Thatcham-certified, including S5 and S7 systems, although requirements vary between insurers and policies. If your insurance requires a specific tracker, always check your policy or contact your insurer to confirm the required specification before choosing a system.
What Makes a Tracker Insurance Approved?
A tracker can be considered insurance approved when it meets the security and tracking requirements specified by an insurer or policy. This may include Thatcham certification, professional monitoring, GPS location technology and professional installation, depending on the tracker’s specification and the insurer’s requirements.
Insurance requirements vary between providers and vehicles, so a Thatcham-certified tracker is not automatically accepted by every insurer. If your policy requires an approved tracker, check with your insurer to confirm the required tracker category, certification and installation requirements before choosing a system.
Which Thatcham Tracker Does My Insurance Company Require?
The Thatcham tracker required by your insurance company depends on your vehicle, insurance policy and the security requirements set by your insurer. Thatcham currently certifies S5 Vehicle Tracking Systems and S7 Asset Location Systems, but certification alone does not guarantee that a tracker will be accepted by every insurer.
If your policy requires a Thatcham-approved tracker, check your insurance documents or contact your insurer to confirm the required category and specification before purchasing. You should also check whether professional installation and an active monitoring subscription are required by your policy.
Do Insurance Approved Trackers Reduce Insurance?
An insurance-approved tracker may help reduce your car insurance premium, but this depends on your insurer, vehicle and individual policy. Some insurers may offer a lower premium where a qualifying tracker is fitted, while others may require a specific tracker as part of the policy rather than offering a discount.
If you are considering a tracker to reduce your insurance costs, check with your insurer before purchasing to confirm whether a discount is available and which Thatcham-approved tracker they require.